MSME Loan

MSME Loan

MSME Loans to Power Your Business Growth

What is an MSME Loan?

An MSME (Micro, Small, and Medium Enterprise) Loan is a form of business financing tailored specifically for entrepreneurs, startups, and small to medium-sized businesses. Whether you need working capital or funds for expansion, our MSME loans offer:

  • Loan amounts up to ₹[X] crores
  • Fast approvals & disbursals.
  • Easy documentation
  • No collateral required (for select loans)

Key Features & Benefits

  • Loan Amounts: ₹50,000 to ₹5 Crores+
  • Tenure: 12 to 60 months (Flexible)
  • Interest Rates: Competitive & transparent
  • Collateral-Free Loans: Available under select schemes
  • Fast Disbursal: Within 48–72 hours post-approval
  • Custom Loan Plans: Based on your business cash flow

Who Can Apply?

We support a wide range of MSMEs including:

  • Manufacturers
  • Traders
  • Service providers
  • Startups
  • Retailers
  • Wholesalers
  • Exporters & Importers

Eligibility Criteria:

  • Business should be registered under MSME (Udyam Registration optional but recommended)
  • Minimum 1 year of operational history (startups may vary)
  • Annual turnover of ₹[X] lakhs or more
  • Good credit history & bank statement record

Required Documents

  • PAN & Aadhaar (Proprietor/Partners/Directors)
  • Business registration documents (GST, Udyam, etc.)
  • Bank statements (last 6–12 months)
  • Income tax returns (last 1–2 years)
  • Financial statements (P&L, balance sheet)
  • KYC of business and owner